Routing Number: 272476543
Find a Branch or ATM

Rates & Fees
Events
Schedule Appt
Get the App
Open an Account

Search Text

Quick Access Menu

Routing Number: 272476543
Find a Branch or ATM

Rates & Fees
Events
Schedule Appt
Get the App
Open an Account

Accounts
Accounts

For over 70 years, UMCU has been committed to helping members achieve their financial goals with personalized solutions and exceptional service. From checking to retirement accounts, we're here for you every step of the way.

View Accounts Overview
Savings

Checking

Business

Student

Specialty

Additional Services

Savings

Money Market

Certificates of Deposit (CD)

IRAs

Go Blue^™ Checking

Detroit Lions Checking

Interest Checking

Debit Cards

Business Savings

Business Silver Checking

Business Gold Checking

Student Account Package

Notary Services

Online Banking

Mobile App

Phone Banking

Wire Transfers

Bill Pay

Cashier's Checks

Signature Guarantee

Mobile Deposit

Gift Cards

Coin Machines
Loans & Credit Cards
Loans & Credit Cards

Whether you're buying a car, planning for a new home, or consolidating debt, UMCU has loan and credit card options to fit your needs. Let our friendly team guide you every step of the way!

View Loans & Credit Cards Overview
Credit Cards

Home Loans

Vehicle Loans

Personal Loans

Student Loans

Rates

Visa^® Platinum Optimum

Visa^® Platinum Cash Rewards

Mortgages

Home Equity Line of Credit (HELOC)

Home Improvement Loan

New & Used Auto Loans

Motorcycle & RV Loans

Boat Loans

Motorhome Loans

Travel Trailer Loans

My Choice Loan

Home Improvement Loan

Technology Loan

Line of Credit (LOC)

Build My Credit Loan

Certificate Secured Loan

Student Choice Loan

Revolving Student Loan
UMCU Experience
UMCU Experience

View UMCU Experience Overview
Member Benefits

Community Impact

Careers
Learn
Learn

Ready to enhance your financial health? Explore our library of resources, including engaging webinars, informative workshops, and helpful calculators. Start your financial journey today!

View Learn Overview
Financial Education

Resources

Financial Milestones

Upcoming Classes

How to Create a Budget

Establishing Credit

Fraud Protection

Handling Debt

Financial Wellness Documents

UMCU Scholarship Program

Rates & Fees

Tools & Calculators

FAQs

News

Downloads

Blogs

Videos

Events

Promotions

Webinars
About
About

View About Overview
About Us

Careers

Our History

Board of Directors

Annual Reports

Disclosures

Culture

Internships

Benefits

Find a Career
Contact
Contact

View Contact Overview
Apply
Login

Online Banking Login

UserName
Enroll Now

Login

Online Banking Login

UserName

Enroll Now

Search Text

Accounts
Back
Accounts
Savings

Savings

Money Market

Certificates of Deposit (CD)

IRAs

View Savings Page

Checking

Go Blue^™ Checking

Detroit Lions Checking

Interest Checking

Debit Cards

View Checking Page

Business

Business Savings

Business Silver Checking

Business Gold Checking

View Business Page

Student

Student Account Package

View Student Page

Specialty

Additional Services

Notary Services

Online Banking

Mobile App

Phone Banking

Wire Transfers

Bill Pay

Cashier's Checks

Signature Guarantee

Mobile Deposit

Gift Cards

Coin Machines

View Additional Services Page
View Accounts
Loans & Credit Cards
Back
Loans & Credit Cards
Credit Cards

Visa^® Platinum Optimum

Visa^® Platinum Cash Rewards

View Credit Cards Page

Home Loans

Mortgages

Home Equity Line of Credit (HELOC)

Home Improvement Loan

View Home Loans Page

Vehicle Loans

New & Used Auto Loans

Motorcycle & RV Loans

Boat Loans

Motorhome Loans

Travel Trailer Loans

View Vehicle Loans Page

Personal Loans

My Choice Loan

Home Improvement Loan

Technology Loan

Line of Credit (LOC)

Build My Credit Loan

Certificate Secured Loan

View Personal Loans Page

Student Loans

Student Choice Loan

Revolving Student Loan

View Student Loans Page

Rates
View Loans & Credit Cards
UMCU Experience
Back
UMCU Experience
Member Benefits

Community Impact

Careers
View UMCU Experience
Learn
Back
Learn
Financial Education

Financial Milestones

Upcoming Classes

How to Create a Budget

Establishing Credit

Fraud Protection

Handling Debt

Financial Wellness Documents

UMCU Scholarship Program

View Financial Education Page

Resources

Rates & Fees

Tools & Calculators

FAQs

News

Downloads

Blogs

Videos

Events

Promotions

Webinars

View Resources Page
View Learn
About
Back
About
About Us

Our History

Board of Directors

Annual Reports

Disclosures

View About Us Page

Careers

Culture

Internships

Benefits

Find a Career

View Careers Page
View About
Contact
Back
Contact
View Contact
Apply

Learn
Resources
Videos
Where to Buy: Private Sellers vs. Dealership

Where to Buy: Private Sellers vs. Dealership

Name: Where to Buy: Private Sellers vs. Dealership
Uploaded: 2025-07-18
Description: When deciding on whether to purchase a car from a dealership or go the private sales route, it's important to proceed carefully as each option has its pros and cons.