About UMCU

UMCU is a member-first credit union dedicated to the communities we serve.

 Open An Account! Join the UMCU Team

Welcome to the University of Michigan Credit Union (UMCU) — your partner in personal and financial growth, rooted right in the heart of Ann Arbor, Michigan.


As the only credit union headquartered in this vibrant city, we take pride in being uniquely positioned to serve our members with a personal touch that's as warm and friendly as the community we call home. 

With a robust family of more than 119,000 members and assets exceeding $1.3 billion, UMCU stands as a pillar of financial stability and member-focused service. 

Our extensive network includes 17 branches throughout Ann Arbor, Ypsilanti, Metro Detroit, and Flint. No matter where you are in our community, UMCU is always within reach. 

Our commitment to education and the future of our members is mirrored in our campus branches located at the University of Michigan Ann Arbor, University of Michigan Flint, University of Michigan Dearborn, Eastern Michigan University, and Washtenaw Community College. 

These branches are not just about transactions; they're about forming lasting relationships and fostering a supportive environment for students, faculty, and staff. 

In an era where convenience is key, we also offer virtual branches equipped with cutting-edge technology that allows you to video conference with our team members. This means getting the help you need when you need it. 

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At UMCU, we offer a comprehensive suite of financial services designed to meet your every need. 

  • Student loans that make education accessible 
  • Vehicle loans that put you in the driver's seat
  • Personal loans for those unexpected needs
  • Home Equity Lines of Credit (HELOCs) for home improvements 
  • Mortgages to help you find your dream home
  • Credit cards that offer you additional funds
  • Checking accounts that keep your finances in check
  • Savings accounts that help you grow your financial future


But what truly sets us apart is our philosophy: we are a member-first credit union that puts your best interests at the forefront of everything we do. 

Our decisions are made with you in mind. The benefits we offer are created to help you thrive and serve our communities. 

Become a member of UMCU, where your financial well-being is our top priority, and experience firsthand what it means to be part of a credit union that cares.

Open An Account! Join the UMCU Team