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Debit Cards

Celebrate your team, simplify your spending, and enjoy the freedom of a UMCU debit card—with no annual fees, mobile banking, and instant access wherever Visa is accepted.

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More Than a Card—It’s How You Rep, Spend, and Save

Discover the difference a UMCU debit card makes! Whether you're looking for a student debit card to get you through college, a branded card to celebrate your favorite team, or a more convenient way to pay for goods and services, our Visa debit cards are the smartest choice.


  • Use at ANY location worldwide - wherever Visa is accepted
  • No annual fees
  • Mobile Banking
  • Tap-to-pay technology for added security, quicker processing, and contactless payments
  • Fee-free access at 30,000+ CO-OP network ATMs nationwide
  • Instant Issuance Debit Card at Branch locations

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Our Debit Cards

Detroit Lion's Debit Cards

  • Offers for select Detroit Lions preseason and regular-season games, including presale priority access for all regular-season home games.
  • 20% discount on merchandise at Lions Supply during all home games at Ford Field
  • Access to exclusive events
  • Lions Checking Account
  • Fee-free access to 30,000+ ATMs across Michigan and beyond

Michigan® Debit Cards

  • Offers for select Detroit Lions preseason and regular-season games, including presale priority access for all regular-season home games.
  • 20% discount on merchandise at Lions Supply during all home games at Ford Field
  • Access to exclusive events
  • Lions Checking Account
  • Fee-free access to 30,000+ ATMs across Michigan and beyond

Disclaimer

Special Debit Card Notices: Visa has a 1% international service fee to convert transactions outside of the United States that will appear as a separate transaction on your statement. The credit union reserves the right to block transactions due to a high incidence of fraud from certain merchants. Please contact us at 734-662-8200 for information about our affected merchants.

We Invest in the Communities We Serve.

At UMCU, we believe in supporting organizations and events that keep our communities strong. Every one of our team members is committed to making a difference every day.