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Home Improvement Loan

Get a home improvement personal loan to bring your Dream Home to life!

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Finance Your Home Upgrades with Ease

UMCU’s Home Improvement Loan is a flexible and affordable solution for your home-related expenses. Whether you're planning a kitchen remodel, upgrading your outdoor space, or furnishing your home with new furniture, we’re here to help bring your vision to life.

  • Competitive interest rates
  • No collateral or lien required
  • Borrow up to $50,000 based on credit worthiness*
  • Use funds for anything related to improving your home: repairs, renovations, or furniture and other items for the home
  • Fixed-rates for easy budgeting and predictable monthly payments
  • A fast and easy application process

Loan Rates

APR Term
APR 9.75% - 16.75% Term adjustable

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My Choice Loan

  • Borrow up to $50,000 based on creditworthiness*
  • Flexible Terms - Repayment up to 60-months
  • Fast and easy application - takes minutes to complete
  • Flexibility - use the funds however you see fit
  • Predictable monthly payments - Fixed-rate loan for easy budgeting
  • No collateral required

Common Questions

Just about anything related to improving your dwelling! Use the funds for repairs, renovations, and even furniture!

Disclaimer

*$500 minimum loan amount. Subject to credit approval; normal credit standards apply

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