Additional Services
Notary Services
When you need an official document notarized, UMCU is here to help. A notary serves as a safeguard against document fraud by certifying that the signature on a document is genuine. Our notary services ensure peace of mind for important transactions.
Common Documents That Require Notary Services
- Power of Attorney (POA)
- Real estate transactions
- Certified copies of documents
- Credit reports
- Loan documents
- Property deeds
- Wills and trusts
- Custody and guardianship agreements
- And more!
- Available at all UMCU branches
- Free for UMCU members
- $10 fee for non-members
- No appointment required—stop by at your convenience!
Cashier's Checks
In certain situations, a personal check may not be the best option. UMCU cashier's checks provide a secure, reliable alternative when making important transactions.
Unlike a regular check, a cashier's check pulls funds directly from UMCU’s account, not your personal account. This means UMCU guarantees the payment, ensuring that your transaction is backed by the credit union, not the check writer.
Cashier's checks also come with enhanced security features to help prevent risk, theft, or fraud, giving you peace of mind knowing your transaction is secure.
Common situations where a cashier’s check may be required include:
- Closing on a home
- Purchasing a vehicle
- Making a deposit on an apartment
Common Cashier's Check Questions
You can easily obtain a cashier’s check at any UMCU branch for just $4.00 each. Choose UMCU for a secure, trusted way to handle your important payments and transactions.
UMCU Signature Guarantee Services
A signature guarantee is an important form of authentication provided by financial institutions to verify the legitimacy of a signature in certain financial transactions. This guarantee ensures that the signature on a document is valid and authorized. UMCU offers signature guarantees on values up to $500,000. Our service ensures peace of mind in your transactions with added security for both you and the receiving party. The fee for a signature guarantee is $10.00.
When You May Need a Signature Guarantee
Some common situations where a signature guarantee might be required include:
- Transferring ownership of securities
- Transferring stocks to a family member
- Transferring a 401(k) to a new job
Common Signature Guarantee Questions
Signature guarantees are only available for members of UMCU.
No, a signature guarantee is not the same as notarization, which only verifies the authenticity of the signature itself.
Mobile Deposits
With the UMCU mobile app, you can deposit checks at home or on-the-go with your smartphone camera! To get started, you'll need to download our mobile app.
Gift Cards
Looking for the perfect gift? UMCU Visa® Gift Cards are ideal for friends, family, coworkers, or any occasion like graduation. Accepted at millions of locations worldwide, these gift cards offer endless possibilities for using them.
- Flexible Amounts: Choose from a range of amounts, from $25 to $1,000, to suit any occasion.
- Safer Than Cash: These gift cards are a safer, more convenient alternative to cash.
- Easy to Purchase: Available at any UMCU branch, you can get your gift card quickly.
- Affordable: Each UMCU Visa® Gift Card is just $5.95.
Coin Machines
Stop spending time counting loose change—let UMCU's Coin Counter do the work for you! This convenient service is available at select UMCU branches, allowing you to quickly total the coins you've accumulated and exchange them for paper currency in just a few minutes. Note: For non-members, a 7% fee will be deducted from the total amount exchanged.
- Fast and Efficient: No more tedious coin counting—get your funds in paper currency quickly.
- Free for Members: Enjoy this service at no cost if you’re a UMCU member.
- Convenient Locations: Access our coin counters at several UMCU branches near you.
- Easy Process: Simply bring your coins to one of our coin counters and watch the magic happen.