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Motor Home Loans

Embark on your next adventure with UMCU’s motor home loans—affordable, flexible, and stress-free!

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Turn Travel Dreams into Reality with UMCU's Motor Home Financing

Experience the freedom of the open road with UMCU's motor home financing. Say goodbye to staycations and hello to endless adventures - all for less! Our streamlined loan application process saves you time, while our affordable interest rates save you money. Start your journey today and bring the comforts of home wherever you go!

  • Flexible loan term up to 240 months
  • Borrow up to $350,000
  • Fixed rates* for predictable monthly payments
  • No early repayment penalties
  • Automatic payment options so you never miss a payment.
  • Easy access to your loan through the Online Banking portal and mobile app

Loan Rates

APR Term
APR 9.75% - 16.75% Term adjustable

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Boat Loans

  • Flexible loan term up to 240 months
  • Borrow up to $350,000
  • Fixed rates for predictable monthly payments
  • No early repayment penalties
  • Automatic payment options so you never miss a payment.
  • Easy access to your loan through the Online Banking portal and mobile app

New & Used Auto Loans

  • No restrictions on age, make, or model
  • Same rates for new and used vehicles*
  • $0 down options, no application fee, and no penalties for paying off your loan early
  • Flexible terms up to 84 months
  • Automatic payment options so you never miss a payment
  • Special rates for recent college graduates

Common Questions

UMCU's lending cap for motor homes is $350,000.

We can process the loan for the max amount of 350,000, but the member would be responsible for any balance over $350k. For example: if you wish to purchase a motor home for $400,000, UMCU would finance $350,00 and the remaining $50,000 would have to be paid for up front.

Give us a call at 800-968-8628, apply online through the Online Banking portal, or stop by one of our branch locations!

The first thing you'll do is research your motorhome and compare rates - you'll be amazed by how much you'll save with UMCU! Plus, we have the same rates for new and used motorhomes! After you've found a make and model to your liking, give us a call, visit a branch, or apply online through the Online Banking portal. The application process is easy - you'll be on your way to the dealership to get your new RV in no time!

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Disclaimer

Loan approval dependent upon credit history.
*Actual APR determined by credit history, approved loan amount and loan term.

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