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Technology Loan

Get affordable financing for computers, cameras, monitors, headphones, and more!

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Upgrade Your Tech with an Affordable Personal Loan

Looking to finance your next tech upgrade? UMCU offers flexible and affordable personal loans to help you get the equipment you need—whether it's a laptop for college, a high-performance gaming setup, or a camera for your photography passion.

Once funds are deposited into your checking account, use your UMCU debit card to buy your new tech equipment online or in stores.

  • Borrow up to $3,500
  • Get 0.00% APR for 90 days*. 4.99% APR after 90 days
  • Maximum 36-month term
  • Fixed rates for predictable monthly payments
  • A fast, easy application process

Loan Rates

APR Term
APR 9.75% - 16.75% Term adjustable

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My Choice Loan

  • Borrow up to $50,000 based on creditworthiness*
  • Flexible Terms - Repayment up to 60-months
  • Fast and easy application - takes minutes to complete
  • Flexibility - use the funds however you see fit
  • Predictable monthly payments - Fixed-rate loan for easy budgeting
  • No collateral required

Certificates Secured Loans

  • Rates are just 2.00% APR* + certificate amount (Example: $500 + 2.00% = $510)
  • Fixed rate for predictable monthly payments
  • 12 - 60 month terms
  • $500 minimum loan amount

Common Questions

Virtually anything tech-related!

  • Laptops
  • Custom computer rigs
  • Headphones
  • Tablets
  • Phones
  • Printers
  • 3D printers
  • Cameras
  • Lighting equipment
  • Monitors

And more!

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Disclaimer

*All Technology loans will be charged 0% interest during the first 90 days; actual rate after 90-day introductory period will be 4.99%. Maximum loan amount $3,500. Contact UMCU for details about maximum terms of repayment. A UMCU checking account and UMCU debit card are required to fund the loan. Subject to credit approval. Additional limitations, terms and conditions apply, and are subject to change without notice.

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