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Accounts Overview

At UMCU, we’re here to support every step of your financial journey with a wide range of checking, savings, and loan options designed to fit your life. Whether you're a student, business owner, or planning for the future, we make it easy to manage your money and reach your goals.

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All Account Types

Checking Accounts

From our  GO BLUE basic checking account to our custom-branded Detroit Lions Checking, UMCU has a checking account to meet your needs. 

Savings Accounts

When you need to save for the future, UMCU is here to help. We offer short-term savings accounts, like our holiday savings and IRA accounts, for your retirement years. We can also help you grow your savings with a money market savings account. 

Business Accounts

Running a business requires hard work, and UMCU helps relieve some of the stress. Our business savings account helps you build a cushion for unexpected expenses, and our business checking has low fees and tools to help you stay on top of the bookkeeping. 

Student Account Package

Choose one of the best college savings accounts out there! We'll help you succeed before AND after graduation. Our student account offerings include free checking accounts and debit cards, a savings account with no minimum balances or monthly fees, and plenty of educational resources to build a strong understanding of financial wellness.