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Motorcycle Loans

Get Affordable Financing For Your Motorcycle

 Apply for a Loan Schedule an Appointment

Get on the Road Faster with a UMCU Motorcycle Loan

UMCU's convenient loan application process takes minutes to complete, so you can get on the road faster. And with automatic payment options, you can enjoy a worry-free ride.

  • Flexible loan term of up to 240 months 
  • Fixed rates* for predictable monthly payments 
  • No early repayment penalties 
  • Automatic payment options so you never miss a payment. 
  • Easy access to your loan through the Online Banking portal and mobile app

Loan Rates

APR Term
APR 9.75% - 16.75% Term adjustable

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We Also Recommend

New & Used Auto Loans

  • No restrictions on age, make, or model
  • Same rates for new and used vehicles*
  • $0 down options, no application fee, and no penalties for paying off your loan early
  • Flexible terms up to 84 months
  • Automatic payment options so you never miss a payment
  • Special rates for recent college graduates

Travel Trailer Loans

  • Flexible loan term up to 240 months
  • Borrow up to $350,000
  • Fixed rates* for predictable monthly payments
  • No prepayment penalties
  • Automatic payment options so you never miss a payment.
  • Easy access to your loan through the Online Banking portal and mobile app

Common Questions

You bet! Applying for a motorcycle loan with UMCU is a breeze! The process is almost identical to applying for a vehicle loan. We get you pre-approved for free so you can shop with confidence knowing how much bike you can afford!

Already know what your next ride will be? Perfect! Let us know during the pre-approval process!

To apply for a motorcycle loan, we just need to know two thing: your income, and any other debt you may have.

Nope! If you have one, that's great - but it's not required.

Unfortunately, the Graduation Loan special rate only applies to traditional vehicle loans. However, the special Graduation Loan rate is good up to one year after the date of your graduation! So if you decide to purchase a car, van, or truck instead of a motorcycle, you can still take advantage of that special rate!

All kinds! And they don't have to be brand new - UMCU is pleased to offer the same rate on new or used motorcycles. Whether you're looking for something fast and sporty or a touring bike for cross-country trips, you've come to the right place.

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Disclaimer

*Actual APR determined by credit history, approved loan amount and loan term.

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