VISA® Platinum Cash Rewards
UMCU VISA® Platinum Cash Rewards: Monthly Bonus and Lower Fees
Why Choose a UMCU VISA® Platinum Cash Rewards
Treat yourself to something extra every month with the UMCU Visa® Platinum Cash Rewards. You'll earn 1.10% cash back on every purchase you make. Plus, there are no restrictions on where you can use your card or how much cash back you can earn.
Use the cash rewards to grow your short-term savings account or treat yourself to something fun each month - the funds are yours to spend as you please
- 1.10% cash back on ALL purchases at ALL merchants
- Earn unlimited cash back every time you use your card - rewards never expire
- Non-variable rates as low as 12.99%* - the same low rate from when this card first launched in 2012!
- No extra steps to get your rewards - your cash back is automatically deposited into your savings every month
- No annual fee*, application fee, balance transfer fee, or cash advance fees
- Easily set up overdraft protection and sync your card to your mobile wallet
We Also Recommend
VISA® Platinum Optimum
- Rates as low as 8.99% APR* - the same starting APR from when this card launched in 2012
- No annual fee*
- No application fee
- Overdraft protection option
- No fee balance transfers and cash advances
- Easy access to your VISA® on the mobile wallet
Common Questions
All of them! Anytime you use your Platinum Cash Rewards credit card, you'll earn 1.10% cash back.
The funds will be deposited to your UMCU Share Savings account on the last day of every month.
While UMCU debit cards do feature contactless payment, at this time, our credit cards do not. However, we are hoping to bring this technology to our credit cards in the near future so stay tuned!
Disclaimer
*Offer subject to credit approval. APR as low as 12.99%; maximum APR is 18.99%, based on your credit worthiness. Additional limitations, terms, and conditions apply, and are subject to change without notice. The following transaction fees apply: 1% for foreign transactions, $2 for non-UMCU/non-Co-Op ATM transactions and $2 for each overdraft transfer.
Link to Disclosures on website.
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