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Certificates Secured Loan

A fast credit builder loan to establish or increase your credit score

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Credit Builder Loan

Credit builder loans, also known as certificate secured loans, are an excellent and fast way to build your credit. They allow you to borrow a small amount of money and pay it off quickly so you can establish credit history.

  • Rates are just 2.00% APR* + certificate amount (Example: $500 + 2.00% = $510)
  • Fixed rate for predictable monthly payments
  • 12 - 60 month terms
  • $500 minimum loan amount

Loan Rates

APR Term
APR 9.90% Term fixed

We Also Recommend

Build My Credit Loan

  • Loan amounts up to $2,000*
  • Up to 18-month repayment term
  • Establish, rebuild, or strengthen your credit
  • Easy automatic payment options
  • Use our Financial Calculator to discover how you'll benefit

Technology Loan

  • Borrow up to $3,500
  • Get 0.00% APR for 90 days*. 4.99% APR after 90 days
  • Maximum 36-month term
  • Fixed rates for predictable monthly payments
  • A fast, easy application process

Common Questions

You've Never Had a Credit Card or Fixed Interest Loan Before

If you've never had student loans, a credit card, or a car payment, you may need to prove that you are able to pay off a loan.

You Want to Improve Your Credit Score

If you need to repair or improve your current score, a certificate secured can help speed up the process so you won't have to wait long to see your credit score improve.

Disclaimer

*APR = Annual percentage rate

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