Hero image

GO BLUE™ - BASIC CHECKING

Experience the convenience of no fees, no minimums, and exclusive Michigan debit card designs. UMCU’s Go Blue™ Basic Checking Account is built to fit your lifestyle—no matter where life takes you.

 Open An Account Schedule an Appointment

Your Everyday Checking, Made Better

Join the UMCU and experience the flexibility and convenience of the Go Blue™ Basic Checking Account. Whether you're a student, alumni, Michigan fan, or just someone looking for a checking account with great perks, UMCU is here to make banking work for you.

  • No Minimum Balance
  • No Monthly Maintenance Fee
  • No Minimum Deposit
  • Digital Banking Tools
  • Overdraft Protection
  • Fee-Free ATM Access

Related Resources

Webinars

Events

Downloads

Calculators
View All Resources

We Also Recommend

Detroit Lions Checking Account

  • No minimum balances - you decide how much stays in your account
  • Online bill pay - automatic withdrawal from your checking account means bills are always paid on time
  • No monthly maintenance fees
  • Free access to over 30,000 ATMs in the nationwide co-op network

Interest Checking Account

  • Online Banking
  • Mobile Banking
  • Debit card with EMV chip for added security
  • Overdraft protection
  • Unlimited check-writing privileges
  • Free online check images

Disclaimer

*UMCU does not charge a fee for ATMs within the CO-OP network, however vendors may charge a convenience fee for using the ATM. This is beyond UMCU's control. Call or visit a branch to learn more. 

We Invest in the Communities We Serve.

At UMCU, we believe in supporting organizations and events that keep our communities strong. Every one of our team members is committed to making a difference every day.