Resources

Our Best Rates

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* Champion CD As high as 3.66

We’re here to help you take control of your finances with our easy-to-use financial calculators and tools!

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Finances Can Feel Intimidating. We’re Here to Help

Recorded webinars, radio segments, printable documents, and more to help you improve your financial knowledge and well-being.

Exclusive
UMCU Offerings

Promotions

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Checking Accounts

Go Blue™ Basic Checking Account

Go Blue™ Checking gives you the flexibility, features, and Michigan tradition you expect—no fees, no minimums, and a debit card that shows your true Blue loyalty.

Events

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Meet and Greet

June
26th

Parking Lot Party with Gazelle

123 Street Address Apt 1 Cleveland Heights, OH 44121Get Directions

Run with UMCU, an activity-packed event held in Northville, with the opportunity to win a meet and greet experience with UMCU partners.

Helpful Downloadable Resources

UMCU Wire Instructions

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Membership and Account Agreement

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Online Banking Services Agreement

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Visa Platinum Optimum and Cash Rewards Agreement and Disclosure

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Frequently Asked Questions

Opening an account with University of Michigan Credit Union is very easy! You can go to the nearest branch, give us a call at 800-968-8628, or open your account online.

Content

We have 17 branches across Ann Arbor, Flint, Ypsilanti, and metro Detroit! To find the closest one to you, visit our branch locations page.

If you're passionate about making a difference in the community, waking up excited to come to work every day, and value working with some amazing people, then we'd love to have you on our team! Please check out our Careers page to learn more and view open positions.

To explore the current rates on our products and services, please visit our rates page.

At UMCU, our philosophy is people helping people. We're committed to the community and we're always looking for ways to give back! From our annual Toys for Mott & Hurley drive to collecting instruments with the Ann Arbor Symphony Orchestra to donate to school music programs, our community is the heartbeat of what we do. To learn more about our giveback efforts click here.

Our interest rates for savings accounts depend on what type of account you choose and the amount of funds kept in your account. For the most up-to-date interest rates on UMCU's savings accounts, please visit our Rates Page.

The requirements to open a checking account with UMCU are minimal, so enjoy a seamless process. Here's what you'll need:

$5.00 to fund your account. This deposit opens your account with the credit union. When you open your account online, we'll cover the $5.00 deposit for you!
A valid form of ID

And that's it!

It depends on your financial goals! The Platinum Optimum is great for establishing or rebuilding a credit score while the Platinum Cash Back gives you 1.10% back on EVERY purchase. Our team members are happy to help you decide. Give us a call, visit a branch, or send us a secure message in the online banking portal!

Yes! Whatever post-graduation looks like, your UMCU account will be there to support you! Thinking of attending school or taking a job out of state? No worries - as an alumni of U-M, you can keep your student account package for life!