Disclaimer
*A charitable donation of 1% applies during the promotional period of November 1, 2024 until December 31, 2024, for merchandise purchased at participating vendors. This promotion applies for UMCU Visa Optimum and Visa Platinum Cash Rewards cards only. For each qualifying transaction, the University of Michigan Credit Union will apply 1% to the total sale, and present the Huron Waterloo Pathways Initiative with a one-time payment of the sum of those qualifying transactions, up to a total amount of $7,000, after the promotional period has expired. Additionally, each qualifying transaction will automatically enter the credit card holder into a giveaway to win a grand prize of $1,000. (7 grand prize winners total) No purchase necessary to enter.
**Offer subject to credit approval, APR as low as 8.99%; maximum APR is 18.99%, based on your credit worthiness (for new applicants).
**Cash advances and balance transfers do not qualify for cashback rewards. Additional limitations, terms, and conditions apply, and are subject to change without notice. The following transaction fees apply: 1% for foreign transactions, $2 for non-UMCU/non-Co-Op ATM transactions and $2 for each overdraft transfer. Daily periodic rate, minimum of 0.0246%, maximum 0.0520%.