FAQs
Enjoy the Great Outdoors with an RV Loan from UMCU
Whether you're dreaming of embarking on a cross-country road trip in a motorhome, exploring off-road trails on an ATV, or cruising the waterways on a jet ski, UMCU has the perfect RV loan for you.
Our easy and fast application process makes it simple to finance your next adventure. Enjoy:
- Flexible loan terms to fit your budget
- Competitive rates* to save you money
- No prepayment penalties
- Automatic payment options for hassle-free payments
The first thing you'll do is research your motorhome and compare rates - you'll be amazed by how much you'll save with UMCU! Plus, we have the same rates for new and used motorhomes! After you've found a make and model to your liking, give us a call, visit a branch, or apply online through the Online Banking portal. The application process is easy - you'll be on your way to the dealership to get your new RV in no time!
Give us a call at 800-968-8628, apply online through the Online Banking portal, or stop by one of our branch locations!
We can process the loan for the max amount of 350,000, but the member would be responsible for any balance over $350k. For example: if you wish to purchase a motor home for $400,000, UMCU would finance $350,00 and the remaining $50,000 would have to be paid for up front.
UMCU's lending cap for motor homes is $350,000.
All kinds! And they don't have to be brand new - UMCU is pleased to offer the same rate on new or used boats.
Unfortunately, the Graduation Loan special rate only applies to traditional vehicle loans. However, the special Graduation Loan rate is good up to one year after the date of your graduation! So if you decide to purchase a car, van, or truck instead of a boat, you can still take advantage of that special rate!
Nope! If you have one, that's great - but it's not required.
To apply for a boat loan, we just need to know two thing: your income, and any other debt you may have.
Absolutely! Applying for a boat loan with UMCU is a breeze! The process is almost identical to applying for a vehicle loan. We get you pre-approved for free so you can shop with confidence knowing how much boat you can afford!
Already know what your next vessel will be? Perfect! Let us know during the pre-approval process!
All kinds! And they don't have to be brand new - UMCU is pleased to offer the same rate on new or used motorcycles. Whether you're looking for something fast and sporty or a touring bike for cross-country trips, you've come to the right place.
Unfortunately, the Graduation Loan special rate only applies to traditional vehicle loans. However, the special Graduation Loan rate is good up to one year after the date of your graduation! So if you decide to purchase a car, van, or truck instead of a motorcycle, you can still take advantage of that special rate!
Nope! If you have one, that's great - but it's not required.
To apply for a motorcycle loan, we just need to know two thing: your income, and any other debt you may have.
You bet! Applying for a motorcycle loan with UMCU is a breeze! The process is almost identical to applying for a vehicle loan. We get you pre-approved for free so you can shop with confidence knowing how much bike you can afford!
Already know what your next ride will be? Perfect! Let us know during the pre-approval process!