Our Story

UMCU: Your Michigan Financial Partner

Founded in 1954 in Ann Arbor, UMCU has grown from humble beginnings to become a leading Michigan credit union. Starting with just 12 members and $9 in assets, we proudly serve over 117,000 members statewide and manage more than $1.3 billion in assets. We continue growing from our Ann Arbor headquarters to branches and services across Metro Detroit and Michigan.

People Helping People: Our Core Principle

For over 70 years, UMCU has been guided by the principle of people helping people. This commitment is the foundation of our member-owned structure and drives the development of our comprehensive suite of financial products and services. We empower our members to make informed financial decisions, providing the tools and resources they need to achieve their financial goals.

Explore Our Financial Solutions

UMCU offers a wide range of financial services to assist you in all of life milestones and stages:

• Personal Banking: Checking accounts, savings accounts, and more.
• Loans: Auto loans, personal loans, and other lending options.
• Mortgages: Competitive rates and flexible terms for home purchases and refinancing.
• Financial Services: Financial education, financial counseling and resources, and workshops in-person and virtual.

See the UMCU Experience

We're more than just a financial institution; we're your financial partner. Discover the benefits of belonging to a credit union that puts its members and community first. 

• Flexible Loan Terms and Competitive Rate: We offer a range of flexible loan terms paired with competitive rates to fit your financial goals.
• Community Involvement: Being part of an organization where giving back is part of the mission

Explore our products and services today and learn how UMCU can help you build a stronger financial future. 

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